Beautiful by default
Finance should feel calm and intentional — not like a terminal. We obsess over clarity so everyday money decisions feel simple.
About Kura
Modern finance, redesigned.
One account to save, spend, invest, earn, and move money globally — with the simplicity of a bank and the freedom of modern finance.
Mission
A financial life that stays yours.
We build software, not a vault. Kura is non-custodial and Zero-Access by design: you authorize moves, partners handle regulated rails, and we never need universal plaintext access to your money or TrackFi connections to ship a beautiful product.
Privacy by architecture
Zero-Access design and non-custodial control mean we do not need to hold your keys or read your connected financial life to operate the product.
Global without the friction
On / off ramps, multi-currency balances, Trade, Earn, and US markets — through regulated partners — so borders feel less like barriers.
Product
One account. Pick what you need.
Cash, Trade, On / Off Ramps, Earn, US stocks, card spend, and portfolio tracking work better together — and never force you to take the whole stack.
Account
One place for cash
Hold, send, and receive with bank-like clarity — multi-currency and global transfers included.
Grow
Invest, earn, borrow
US stocks via Dinari, optional Morpho yield, and on-demand liquidity — when you want them, not because you must.
Spend
Kura Card
Spend from your balance anywhere Visa is accepted. Virtual card today; physical card on the waitlist.
See everything
TrackFi
Encrypted portfolio tracking for banks, brokerages, and on-chain positions — without giving us plaintext visibility.
Founder
A note from Rick
I am not a trader, and I am not an arbitrageur. I wanted a simple place to manage bank accounts, card spending, stocks, crypto, and on-chain yield — without juggling five apps or surrendering privacy for convenience.
I could not find that product. So I built Kura: modern finance with a bank-like calm, Zero-Access privacy, and partners for the rails that must be regulated.
Rick WengFounder, Kura Finance LLC
Evolution
How Kura grew into one account.
TrackFi
Privacy foundationEncrypted portfolio tracking for banking, investments, and digital assets — Zero-Access so readable financial data stays off our servers.
Unified financial account
One home screenCash, transfers, and a calm bank-like experience in one place — add money, send globally, and see balance and history clearly.
Invest, Earn & Borrow
Grow & accessUS equities, transparent yield, and Morpho liquidity — powered by regulated and protocol partners with terms you can read.
Kura Card
SpendTurn balance into everyday spend: virtual card live, physical Kura Card waitlist for cashback and fee-free international use.
Business & Team
Pro web dashboardShared Treasury, Approvals, Team roles, and Reports on the Pro web dashboard — company cash without a second stack of tools.
Trust
Built in the open where it matters.
Corporate details, Zero-Access posture, and the partner stack that powers regulated functions live in our Trust & Security Center.
Start with one account
Download Kura for iPhone or Android — or open the Pro web dashboard when your team is ready.